Corporate Asset Transfer Plans
(CATP)
Corporate Asset Transfer Plans move wealth from your company to your estate efficiently and predictably. We help design structures that use life insurance to minimize taxation and preserve long-term family wealth.
Tax Efficient Wealth Movement
Shift retained earnings from your corporation to your estate with minimal tax exposure by using structured insurance strategies that protect growth and ensure smooth wealth transfer.
Permanent Insurance Integration
Use permanent life insurance as a funding vehicle for your asset transfer plan. This creates stable, tax-sheltered growth while providing guaranteed estate liquidity for your beneficiaries.
Retained Earnings Utilization
Reinvest idle corporate cash into structured insurance that grows tax-deferred and improves your company’s overall financial efficiency without triggering passive income penalties.
Estate Liquidity Creation
Provide immediate access to funds for taxes and estate costs so valuable holdings and properties can remain in the family without forced liquidation or disruption.
Post-Mortem Dividend Strategy
Ensure insurance proceeds are credited your Capital Dividend Account to fund tax-free estate distributions and avoid unnecessary double taxation upon death.
Structured Implementation
Our process makes complex planning simple. We guide you step-by-step, providing clarity, timelines, and transparent expectations to ensure your plan runs smoothly from start to finish.