Group Retirement Program
Retirement plans that work for growing businesses.
Give your employees access to modern, low-fee retirement solutions—without the heavy costs of traditional plans. Group retirement plans help you compete for talent, support your team, and grow your business sustainably.
Attract & Retain Talent
Employees are more likely to choose—and stay with—employers who offer meaningful retirement benefits.
Affordable Access
Modern plans provide institutional-grade investments and advice, but at costs designed for small and mid-sized companies.
Employee Financial Wellness
Lower stress and improved savings lead to higher engagement, productivity, and morale.
Simple Administration
Payroll integration and plan management are handled by the provider—freeing you to focus on your business.
Tax Advantages
Employer contributions are tax-deductible, offering financial benefits for both your business and your employees.
Professional Support
Watershed provides ongoing guidance for employers and employees, ensuring the plan runs smoothly and remains effective.